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5 things Millennials Need to Know About Retirement

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If you are between the ages of 13 and 35 you are considered a millennial (according to The Atlantic ). This is an exciting time for you, because maybe you are just starting out in your career, starting your family, and just beginning your financial journey. It can also be intimidating, because even though retirement feels like it is YEARS away, it won’t be long until you wish you had saved for it. As your financial advisor in Jefferson City , there are a few things you should consider when planning for retirement. Your Student Loan Debt Millennials take a lot of criticism in many different arenas, but the truth is that in the student loan department - you have it hard. Statistics show that the average college graduate owes $33,000 in student loans, which is a huge inflation from the $15,000 that only 45% of college graduates had in 1993. It doesn’t get any easier when more and more millennials are borrowing to pay for college, and the percentage just keeps rising. The biggest p...
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Financial Services with the Wallstreet Group - Part 2

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A few weeks ago I provided some information about many of our financial services at the Wallstreet Group, but we still have more! Whether you’re an individual looking to make financial goals or a business who wants to know about benefits they can offer their employees, I would be honored if you would allow me to assist you with your financial planning. Here are five more financial services we offer at the Wallstreet Group and how they could aid in your financial planning. Annuities An annuity is a contract between an individual and a life insurance company and is often used in retirement planning as it can provide a stream of income. Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values. Depending on the type of annuity, I would like to discuss them with you and see if they would be a good option. These are three types of annuities that we work w...
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Your Certified Financial Planner

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When compared to many others on the team at the Wallstreet Group, I could still be considered the “new guy”. Yet, I’ve been serving the company for over three years as both a Financial and Group Benefits Intern, and am now a part of the team full time after graduating from the University of Missouri in Columbia spring of 2016. I am continuing my education because I want to provide a better experience for you, so I am proud to announce that I’ve gotten my CFP® (Certified Financial Planner) certification! I am honored to be able to add to my experience with this certification because it will allow me to serve YOU better. Here is a news release that can give you a bit of insight into this certification and how it can benefit you as a customer. Press Release About Dylan Lueckenotte, CFP® Dylan Lueckenotte, CFP®, Financial Advisor at Wallstreet Group in Jefferson City, MO has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINA...
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Location: Jefferson City, MO, USA
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Financial Services with the Wallstreet Group - Part 1

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At the Wallstreet Group, we want to help provide you with information about your finance and insurance needs, and then help you make goals and work towards achieving them. Whether you own a business or need financial services for personal use - I would be honored if you would consider me to assist. We provide many different financial services for you and your business, so I wanted to take a moment to explain them to you. Brokerage/Asset Managed Accounts A brokerage account is defined as an account that allows you, as an investor, to deposit funds and place investment orders with a licensed broker or brokerage firm, like the Wallstreet Group. This can include stocks and bonds, and can be an excellent choice if you are hoping to get more interest than a savings account can provide. If you think this would be a smart choice for you, I would be glad to discuss them with you. IRA’s IRA stands for Individual Retirement Account, and it’s a type of savings account designed to assist...
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Location: Jefferson City, MO, USA
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Q & A with Dylan Lueckenotte

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For a few weeks, I’ve been focusing on information about the insurance and financial world, but I wanted to take a short break and introduce myself to you through my blog. It’s easy to compose articles about our full-service insurance company in Jefferson City, MO, or to update you on the benefits that our financial service agency provides, but Wallstreet Group is also all about family and getting to know people individually – so I would like for you to get to know a little bit more about your financial and insurance assistant. Why did you decide to pursue insurance and financial planning for your career? I started interning at Wallstreet in College, and fell in Love with the company and the career. I believe that Deep Dive Insurance Services and Financial Planning are key to the success for every Employer and Individual. Everyone has unique insurance and financial needs, and I love the challenge/ reward of helping people meet those needs. What college did you go to, and what...
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Location: Jefferson City, MO, USA
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Business Benefit Offerings and How I Can Help

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At the Wallstreet Group, we assist many businesses with all aspects of their business from finances to insurance. On the financial side of your company, we want to help you set goals and then meet them, and one way I can assist you with this is through benchmarking. We provide many services but our Plan Design Services are geared just for you and your business. Here is How I Can Help Owning a business is complicated enough, not to mention having to stay on top of laws and regulations, manage your finances, and still set goals for the future. Here is how my team at the Wallstreet Group and I can assist you: Compliance Have you ever noticed how many rules and regulations are governing employee benefits? They are constantly changing and evolving, and staying up to date and in compliance with these rules can be exhausting. I not only stay immersed in them on a daily basis, but I can help provide you with information to assist you. We can send you Compliance Bulletins and com...
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Location: Jefferson City, MO, USA
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FAQs About IRAs

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IRA stands for Individual Retirement Accounts, and no matter how young you are, it’s never too early to get started. If you aren’t familiar with IRAs, now is a great time to learn more about them and even get started on your road to retirement savings. Here at the Wallstreet Group , we know how important it is to save for your future and to help you feel more empowered, we have answers to a few frequently asked questions about IRAs. What is an IRA? As mentioned above, an IRA is an individual retirement account, and the goal is to help you save for your retirement. It can offer many tax advantages, which is just one reason many individuals choose to use them for retirement savings. There are two types of IRAs, Roth and Traditional. Who can open an IRA? If you are under the age of 70.5, you can open a traditional IRA, but you can start a Roth IRA at any age if you have earned income. If you’re already teaching your children about savings and retirement (good for you!) the tax-...
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