Financial Services with the Wallstreet Group - Part 2

A few weeks ago I provided some information about many of our financial services at the Wallstreet Group, but we still have more! Whether you’re an individual looking to make financial goals or a business who wants to know about benefits they can offer their employees, I would be honored if you would allow me to assist you with your financial planning. Here are five more financial services we offer at the Wallstreet Group and how they could aid in your financial planning.


Annuities

An annuity is a contract between an individual and a life insurance company and is often used in retirement planning as it can provide a stream of income. Guarantees, including optional benefits, are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values.

Depending on the type of annuity, I would like to discuss them with you and see if they would be a good option. These are three types of annuities that we work with:

1 Fixed
2 Indexed
3 Variable

Life Insurance

Life insurance is a contract between you and your insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium upon the death of an insured person. There are many types of life insurance. Your situation, lifestyle, age, etc., can change the type that would be best for you. These are some types we provide at the Wallstreet Group:
1 Whole Life
2 Term Life
3 Universal Life
4 Variable Life

Other Insurance

Depending on your individual needs there are two more types of insurance that may be important for you.

1 Long-Term Care
2 Disability

Uniform Gift to Minors (UGMA)

A UGMA is a way that you can transfer assets to a minor under the Uniform Gifts to Minors Act or the Uniform Transfers to Minors Act (UTMA). Most states have established these acts which allow adults to transfer their assets to a minor, meaning that children can own securities. If you think you would be interested in this type of financial planning, we can discuss it further to find out if it would help you work towards your financial goals.


529 Plans

A 529 plan is a college savings plan sponsored by a state agency. The savings can be used for tuition, books, and other education-related expenses at most accredited colleges and universities. Saving for your child’s college experience can be very important, even if they are young! We can explore the options and find something that works for you.

Financial Services in Jefferson City, MO

At the Wallstreet Group, we know that these different services can require complex knowledge, and can be challenging to navigate on your own. Because of that, whether you’re an investor, a business owner, or an individual who wants to make wise choices with their money - I want to help YOU! You can visit my website to learn more about the services we provide, or give me a call at 573-636-3222 so we can go into more detail about the financial options and services that would help you achieve your goals. Didn’t get a chance to read last week’s blog? You can visit part one of our series here: Financial Services with the Wallstreet Group – Part 1.

You can trust the Wallstreet Group to assist with your financial and insurance goals - follow us to learn more!


Dylan Lueckenotte, CFP®
Wallstreet Group
1530 Rax Court
Jefferson City, MO 65109

573-636-3222
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*Securities and Advisory Services offered through Client One Securities, LLC Member FINRA / SIPC and an Investment Advisor. Wallstreet Group and Client One Securities, LLC are not affiliated.

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